[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vrist.cz\/jak-nejlepe-pojistit-svoje-auto\/#Article","mainEntityOfPage":"https:\/\/www.vrist.cz\/jak-nejlepe-pojistit-svoje-auto\/","headline":"Jak nejl\u00e9pe pojistit svoje auto","name":"Jak nejl\u00e9pe pojistit svoje auto","description":"Poji\u0161t\u011bn\u00ed sv\u00e9ho auta se nevyhneme. Aby jeho sjedn\u00e1n\u00ed nebylo s po\u0159\u00edzen\u00edm a\u0165 ji\u017e nov\u00e9ho nebo ojet\u00e9ho vozu zl\u00fdm snem, je dobr\u00e9 si ud\u011blat po\u0159\u00e1dek v […]","datePublished":"2025-09-29","dateModified":"2025-09-29","author":{"@type":"Person","@id":"https:\/\/www.vrist.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.vrist.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vrist.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vrist.cz\/wp-content\/uploads\/img_a297354_w1981_t1507828438.jpg","url":"https:\/\/www.vrist.cz\/wp-content\/uploads\/img_a297354_w1981_t1507828438.jpg","height":0,"width":0},"url":"https:\/\/www.vrist.cz\/jak-nejlepe-pojistit-svoje-auto\/","wordCount":404,"articleBody":"Poji\u0161t\u011bn\u00ed sv\u00e9ho auta se nevyhneme. Aby jeho sjedn\u00e1n\u00ed nebylo s po\u0159\u00edzen\u00edm a\u0165 ji\u017e nov\u00e9ho nebo ojet\u00e9ho vozu zl\u00fdm snem, je dobr\u00e9 si ud\u011blat po\u0159\u00e1dek v tom, co bychom vlastn\u011b m\u011bli v\u0161echno pojistit a co m\u016f\u017eeme ud\u011blat pro to, aby bylo poji\u0161t\u011bn\u00ed co nejlevn\u011bj\u0161\u00ed a z\u00e1rove\u0148 nejv\u00fdhodn\u011bj\u0161\u00ed. \u00a0POVINN\u00c9 RU\u010cEN\u00cdJe prost\u011b povinn\u00e9 a jsou z n\u011bj hrazeny \u0161kody, kter\u00e9 zp\u016fsob\u00edme druh\u00fdm. Pojistku m\u00e1me tak vysokou, jak siln\u00fd m\u00e1me motor a jak\u00fd je celkov\u00fd stav auta. Z\u00e1le\u017e\u00ed tedy na jeho st\u00e1\u0159\u00ed i po\u010dtu najet\u00fdch kilometr\u016f. Poji\u0161\u0165ovnu pochopiteln\u011b zaj\u00edm\u00e1 i to, zda majitel auta jezd\u00ed bez nehod a v tom p\u0159\u00edpad\u011b p\u0159izn\u00e1v\u00e1 bonus.Jako minim\u00e1ln\u00ed limit pojistn\u00e9ho pln\u011bn\u00ed, tedy \u010d\u00e1stku, kterou poji\u0161\u0165ovny vyplat\u00ed v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti, stanovuje z\u00e1kon 35 mili\u00f3n\u016f korun. Nejlevn\u011bj\u0161\u00ed nab\u00eddka ale nemus\u00ed b\u00fdt v\u017edy nejv\u00fdhodn\u011bj\u0161\u00ed a m\u016f\u017ee se vyplatit si p\u00e1r stokorun za vy\u0161\u0161\u00ed kryt\u00ed p\u0159iplatit. P\u0159i zp\u016fsoben\u00ed \u0161kody vy\u0161\u0161\u00ed ne\u017e je limit sm\u00ed toti\u017e va\u0161e poji\u0161\u0165ovna rozd\u00edl mezi n\u00edm a zp\u016fsobenou \u0161kodou na v\u00e1s vym\u00e1hat.\u00a0HAVARIJN\u00cd POJI\u0160T\u011aN\u00cdJe \u010dist\u011b dobrovoln\u00e9 a pr\u00e1v\u011b proto slo\u017eit\u011bj\u0161\u00ed p\u0159i rozm\u00fd\u0161len\u00ed, zda si ho po\u0159\u00eddit \u010di nikoliv. Kompenzuje \u0161kody, kter\u00e9 si zavin\u00edme sami, ale tak\u00e9 zp\u016fsoben\u00e9 p\u0159\u00edrodn\u00edmi \u017eivly nebo p\u0159i odcizen\u00ed \u010di vandalismu. Nejv\u00edce z\u00e1le\u017e\u00ed na hodnot\u011b vozu. U star\u00fdch aut nem\u00e1 v\u00fdznam jej zakl\u00e1dat, proto\u017ee p\u0159i jeho tot\u00e1ln\u00ed \u0161kod\u011b si za vyplacen\u00e9 pen\u00edze od poji\u0161\u0165ovny jin\u00e9 auto nezakoup\u00edme.Jak na havarijn\u00edm poji\u0161t\u011bn\u00ed co nejv\u00edce u\u0161et\u0159it? 1.\u00a0\u00a0\u00a0\u00a0\u00a0 pravideln\u00fdm p\u0159epoji\u0161\u0165ov\u00e1n\u00edm= auto ztr\u00e1c\u00ed ka\u017ed\u00fd rok kus sv\u00e9 ceny, proto si nech\u00e1vat v\u00fd\u0161i pojistky p\u0159epo\u010d\u00edtat2.\u00a0\u00a0\u00a0\u00a0\u00a0 v\u00fd\u0161\u00ed spolu\u00fa\u010dasti= \u010d\u00edm ni\u017e\u0161\u00ed chceme spolu\u00fa\u010dast, t\u00edm v\u00edce zaplat\u00edme3.\u00a0\u00a0\u00a0\u00a0\u00a0 vhodnou kombinac\u00ed rizik= pojistit auto jen na ty situace, kter\u00e9 se n\u00e1m pravd\u011bpodobn\u011b mohou p\u0159ihodit4.\u00a0\u00a0\u00a0\u00a0\u00a0 dopl\u0148kov\u00fdm poji\u0161t\u011bn\u00edm= ur\u010dit\u011b se vyplat\u00ed samostatn\u011b pojistit nap\u0159. skla, nebo\u0165 jejich v\u00fdm\u011bna je hlavn\u011b u nov\u00fdch voz\u016f drah\u00e1 z\u00e1le\u017eitost\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak nejl\u00e9pe pojistit svoje auto","item":"https:\/\/www.vrist.cz\/jak-nejlepe-pojistit-svoje-auto\/#breadcrumbitem"}]}]