[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vrist.cz\/jak-si-pujcit-a-kde\/#Article","mainEntityOfPage":"https:\/\/www.vrist.cz\/jak-si-pujcit-a-kde\/","headline":"Jak si p\u016fj\u010dit a kde","name":"Jak si p\u016fj\u010dit a kde","description":"Jist\u011b si ka\u017ed\u00fd \u010dten\u00e1\u0159 \u0159ekne, \u017ee ten nadpis je hloup\u00fd a ka\u017ed\u00fd v\u00ed, \u017ee se pen\u00edze p\u016fj\u010duj\u00ed v bance. Nap\u0159\u00edklad v knihkupectv\u00ed, nebo ve sb\u011brn\u00fdch […]","datePublished":"2022-09-13","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.vrist.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.vrist.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vrist.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vrist.cz\/wp-content\/uploads\/money_bill_note_south.jpg","url":"https:\/\/www.vrist.cz\/wp-content\/uploads\/money_bill_note_south.jpg","height":0,"width":0},"url":"https:\/\/www.vrist.cz\/jak-si-pujcit-a-kde\/","about":["Finance"],"wordCount":439,"articleBody":"           Jist\u011b si ka\u017ed\u00fd \u010dten\u00e1\u0159 \u0159ekne, \u017ee ten nadpis je hloup\u00fd a ka\u017ed\u00fd v\u00ed, \u017ee se pen\u00edze p\u016fj\u010duj\u00ed v bance. Nap\u0159\u00edklad v knihkupectv\u00ed, nebo ve sb\u011brn\u00fdch surovin\u00e1ch by to obn\u00e1\u0161elo jist\u00e9 drobn\u00e9 probl\u00e9my. No, dobr\u00e1, ale nemus\u00edme si p\u016fj\u010dovat JEN v bance. Jde to i u p\u0159\u00edbuzn\u00fdch, kamar\u00e1d\u016f, zn\u00e1m\u00fdch nebo jinde. Bohu\u017eel, tyto mo\u017enosti plat\u00ed jen v rodin\u00e1ch, kde si dob\u0159e rozum\u00ed a skoro tot\u00e9\u017e plat\u00ed i o dal\u0161\u00edch lidech. Dost t\u011b\u017eko si od kamar\u00e1da p\u016fj\u010dit p\u016fl milionu, kdy\u017e je t\u0159eba nem\u00e1. A i kdyby je m\u011bl, asi t\u011b\u017eko by je p\u016fj\u010dil, proto\u017ee nem\u016f\u017ee v\u011bd\u011bt, jestli v\u00e1s z\u00edtra nep\u0159ejede vlak. Nebo nebudete m\u00edt autonehodu. Tak\u017ee tak. L\u00e9pe je m\u00ed\u0159it svou \u017e\u00e1dost o pen\u00edze tam, kde je s jistotou maj\u00ed, a to jsou finan\u010dn\u00ed instituce, kter\u00e9 se p\u016fj\u010dkami zab\u00fdvaj\u00ed. Aha, vol\u00e1te v\u00edt\u011bzn\u011b, tak p\u0159ece jen jste skon\u010dil u banky. Ne, neskon\u010dil, p\u0159edkl\u00e1d\u00e1m to jen jako mo\u017enost. Ka\u017ed\u00fd v\u00ed, \u017ee to dlouho trv\u00e1, proto\u017ee cht\u011bj\u00ed r\u016fzn\u00e1 potvrzen\u00ed a n\u011bkter\u00e9 banky si u\u017e za tu \u017e\u00e1dost \u00fa\u010dtuj\u00ed nemal\u00e9 poplatky. Nakonec z nich stejn\u011b vypadne to, \u017ee pen\u00edze neposkytnou z toho a toho d\u016fvodu. Pokud to tedy v\u016fbec n\u011bjak zd\u016fvodn\u00ed. Nemus\u00ed, banka nem\u00e1 nikde povinnost  http:\/\/www.cssz.cz\/cz\/pojisteni-osvc\/povinnosti.htm p\u016fj\u010dit. Pokud to uzn\u00e1 za vhodn\u00e9, ned\u00e1 nic. Jeden z d\u016fvod\u016f nep\u016fj\u010den\u00ed pen\u011bz m\u016f\u017ee b\u00fdt a je bonita \u017eadatele, kterou banka zkoum\u00e1. Sta\u010d\u00ed n\u011bjak\u00e1 trhlinka, z\u00e1d\u011br a u\u017e je tu probl\u00e9m. Pen\u00edze v\u0161ak nikoli. Mus\u00edme tedy tam, kde slo\u017eit\u00e9 pap\u00edrov\u00e1n\u00ed odpad\u00e1 a kde se s t\u00edm n\u011bjak moc nema\u017eou. Takov\u00e1 je firma, kter\u00e1 v\u00ed, co znamen\u00e1 nebankovn\u00ed americk\u00e1 hypot\u00e9ka. Tato spole\u010dnost jde p\u0159edev\u0161\u00edm vst\u0159\u00edc klientovi, tak\u017ee n\u011bjak\u00e9 zdlouhav\u00e9 vyjedn\u00e1v\u00e1ni zde nep\u0159ich\u00e1z\u00ed v \u00favahu. Pokud spln\u00ed klient ur\u010dit\u00e9 podm\u00ednky, nemus\u00ed s\u00e1hodlouze sh\u00e1n\u011bt v\u016fbec nic. Smlouva se sep\u00ed\u0161e na z\u00e1klad\u011b dokument\u016f, kter\u00e9 m\u00e1 doma v \u0161upleti a je to hotovo. Kdy\u017e si pak klient v klidu p\u0159e\u010dte smlouvu a souhlas\u00ed, nen\u00ed probl\u00e9m mu poslat na jeho \u00fa\u010det po\u017eadovanou \u010d\u00e1stku ihned. Ano, je\u0161t\u011b t\u00fd\u017e den, tou\u017e hodinu.                                                                                                                                                                                                                                                                                                                                                                                           3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u016fj\u010dit a kde","item":"https:\/\/www.vrist.cz\/jak-si-pujcit-a-kde\/#breadcrumbitem"}]}]